How does Stellar compare to Ethereum in terms of smart contracts?

Unlike Ethereum, which uses complex smart contracts, Stellar offers simplified smart contract functionality through predefined financial operations like:

• Multi-signature accounts


• Timelocks


• Atomic swaps

This approach makes Stellar faster, cheaper, and more secure than Ethereum for financial transactions. However, Ethereum is more versatile for complex DeFi applications. As Stellar’s ecosystem grows, its smart contract capabilities could drive more adoption, influencing the XLM price.